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Nationalized Health Care.....

posted 7/13/2009 11:28:07 PM |
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  slohand_47

Salvation or ruination?
I've long contended that health insurance is the CAUSE of high medical costs, not the solution. Let me give you an example. I was visiting a friend of mine today and she is currently having home health come by a couple days a week while she gets her cocktail of meds straightened out. She commented to me... "Thank goodness I have insurance because the home health nurse costs $236 per HOUR! ! ! "

Fist of all, you KNOW that nurse does not get $236 for coming out. She is probably lucky if she gets $36. So, why does the hospital charge $236? Because they CAN. If we are not paying the bill, we do NOT care what it costs. When my dad was dying of cancer, home health came out a couple days a week to take care of some of his medical issues and let me tell you, those ladies were angels of mercy. BUT.... I have NO idea what the cost was. The bill went straight to Medicare & his supplemental insurance and to this day, I couldn't tell you if it cost $2 or $200 per visit.

Imagine for a minute that there was NO health insurance. Zero. Zip. Nada. When you get a service, you pay for it. EVERY overpriced service would be out of business in 1 day if they tried to charge $236 an hour because NOBODY would pay it. And you wouldn't have a shortage of services either. The nurses would still be doing their job..... you'd just eliminate the middle man, and their mark up.

Unfortunately, personal responsibility gets less and less every year. It's much easier to say....... take my money, pay my bills.... and don't bother me with details. American Idol comes on in 5 minutes and I don't want to miss it !

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Comments:

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ShadowMale

Jul 14 @ 12:41AM  
Ummm....

Imagine for a minute that there was NO health insurance. Zero. Zip. Nada. When you get a service, you pay for it. EVERY overpriced service would be out of business in 1 day if they tried to charge $236 an hour because NOBODY would pay it. And you wouldn't have a shortage of services either. The nurses would still be doing their job..... you'd just eliminate the middle man, and their mark up.

While I see your reasoning, you have to think about those that don't make much money. Even though healthcare might would be cheaper, some people might not have enough for an ER visit or even a mild emergency. Without the insurance, those people could not get the care they needed. If the doctors and hospitals are forced to lower their price, do you think they will provide free care for the poor? Highly doubt it.

Also, insurance is not the cause of high healthcare, because if insurance companies wouldn't pay the higher costs, then THEY could squeeze the healthcare system to lower their prices. However, this it not actually up to them, as there are commisions that control both insurance and healthcare rates. It is actually your state and federal governments that dictate healthcare costs, and seeing those large healthcare orginisations pay good money for the senators and congressmen to help them out, I don't see it changing even if they "unify" it.

If they lower costs and subsiquently lower doctors pay, then doctors will go to other countries that pay better, or just quit and do something else all together. This will leave you with a shortage of doctors, and therefore cost you more for healthcare becuase people aren't getting the care they need, and the numbers of sick wil increase, putting further strain on the system.

Don't believe me? Ask people from England how they like their "unified" healthcare system.

Some may like it, but I'm willing to bet you find more that don't.
40DWM

Jul 14 @ 1:01AM  
It's been going downhill really fast, ever since the 'co-president' ( Hilary ),
got her claws into it.
But then, most people in the medical field have re-occurring Mercedes
payments.
When was the last time you saw any of 'em driving a Geo on the way to
a house call?
Once Obama gets what he wants........stick a fork into all of us....we be done.
INFAMOUSJBIGGUMS

Jul 14 @ 1:09AM  
the only thing that wories me about that is that alot of people will go to doctors over futile things and waste the gov time and money on it hospitals are not cheap and making it so to all will just increase our countries debt and people in the perfesion may loose money so doctors would have no need or funds to research for new cures. may also cause strikes in med prof. and if that were too happen alot of truely ill indeviduals would die and or suffer it may get so out of hand millitary would be braking up these strikes forcfuly or maybe some bogas law /court order so too speak.
i opaligise for speeling errors.
RevDocLove

Jul 14 @ 7:21AM  
As someone who has insurance, living on a fixed income, I
kinda' appreciate it when my meds only cost about 20 bucks a month
when I know the full price is around 400..
My largest co-pay has been $75 for a doctor's visit and is usually
nothing to- $50...
Kinda' hard to beat..I do agree that insurance companies need more and better regulation..
nativeamr35

Jul 14 @ 7:56AM  
Emergency Rooms are funded thru tax dollars. More accurately, the hospital that provides the emergency services is funded with tax dollars. Also, every county or parish has a health Dept. which provides to the poor at no cost "other" services that are not emergency.

So, even if all insurance were to be stopped forever, the "poor" would still have the same level of service they always had. This reality is where most people get a little confused.

Most people think of health insurance, not as insurance but as a service contract. Another way of saying it, insurance is a risk gamble. The Co. takes a bet that you won't get sick and you bet you will. That is what health insurance is supposed to be. We all know, that’s not how it works today.

Health insurance, as it stands today, is easy to understand. The sickest get the most benefits while the healthiest pay the tab. Government run health care will be even worse. Because, the sickest will be denied coverage while the healthiest still pay as if the sickest were getting the benefits.

The problem with health care reform is that people make their decisions based on feelings not logic. A universal thought is that no one should be made to suffer. With this they forsake the idea of prudence and just allow whatever to happen in the name of "feeling good about themselves".

We as a people can not continue to base every decision on hurt feelings.

Think of it this way, when the waters are rising, do you ask government to provide everyone with a bucket? Or, do you get everyone together and go fix the leak in the dam?
somnium

Jul 14 @ 8:56AM  
Once Obama gets what he wants........stick a fork into all of us....we be done.

AYE!!!

Cootiesprayer

Jul 14 @ 11:00AM  
The downside to the medical that Europe has is when my grandmother was still alive she was legally blind had to have a simple cataract surgery & stayed on a waiting list for 8 years ( she died without the surgery). That's the down side to it, if you need a surgery you are put onto a waiting list based on your urgency that they determine & you sit & wait for that surgery.

Now, the good side. Everyone has medical no such thing as not covered & the doctor's get paid what there degree is in, so a brain surgeon makes the most but every brain surgeon has to get paid the same fee. There are no hidden extra costs added in it's the same based on what the need is.
straightup_9

Jul 14 @ 9:28PM  
If the doctors and hospitals are forced to lower their price, do you think they will provide free care for the poor? Highly doubt it.

Also, insurance is not the cause of high healthcare, because if insurance companies wouldn't pay the higher costs, then THEY could squeeze the healthcare system to lower their prices. However, this it not actually up to them, as there are commisions that control both insurance and healthcare rates. It is actually your state and federal governments that dictate healthcare costs, and seeing those large healthcare orginisations pay good money for the senators and congressmen to help them out, I don't see it changing even if they "unify" it.


Go back and do your homework.....ALL MAJOR Health care facillities are OWNED, in part or in full, by (BRACE YOURSELF) INSURANCE COMPANIES!!!!
This is public record, don't take my word for it, do a bit of research....

There have been Doctors, Healers, Medicine Men, and Midwives as long as there have been humans....Yes, the number of doctors may decrease, but the quality of care would increase, should the cost of medical care be lowered to a reasonable level.

There once was a time when only seriously ill people went to the hospital, and the doctor actually came to your home....and rich or poor, everyone could get health care, even if they could only pay 25 cents a week.

It took my parents over 5 years to pay for my birth....Imagine if you tried to pay for a birth over 5 years today.....They would have a judgement against you in a heartbeat!
sugarnspice005

Jul 14 @ 10:31PM  
With all this talk of Nationalized Health Care, I can't help but wonder...Where are the brains politicians are supposed to have?

Ok, I don't make enough to buy my own medical insurance. But, we have a clinic in my area where, for a determined fee, (for the record, my fee is $10 per visit), I can get a physical exam, I can have my blood pressure tested, have blood work done, x-rays, and, in the event that a surgery or hospital stay is needed, they have what is called a "slide rule", where most of the cost is picked up by the state, and the patient is responsible for up to $300. Again, this is dependent upon income.

Oh yeah, as for the high cost of health care, let us not forget the frivolous lawsuits that have helped to jack up insurance rates.

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Nationalized Health Care.....