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Going Phishing?

posted 1/1/2008 8:27:24 AM |
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I hope most people know about this by now...but apparently there are still some of you out there who don't know what "phishing" is.

You've probably gotten emails from what looks like a paypal or ebay site, telling you that someone has added a new email account, or has ordered something...and when you click on the link, it asks you for your password. DON'T DO IT! If you have done it...immediately change your password!

There are also emails from various banks and credit unions that tell you your account has been frozen or disabled...again, you are directed to a site that asks you for either your password, or your bank routing number and account number. I hope common sense dictates here!

Now...there is a surge of phishers on myspace! They hack into someone's profile and send comments to all their friends, saying something like "I can't believe the pics they posted of you! You gotta see this..." and a link is posted. The link directs you to what looks like a myspace sign-in page...even though you're already signed in.
If you see this on your profile, delete it and tell the friend it came from that their account has been phished...they need to change their password. Then put up a comment or bulletin letting your friends know not to open the link, and change your own password to just to be sure. Oh...and delete the comment.

It's important to be aware of the type of phishing/scamming that goes on here in cyberspace. The best thing you can do is remember...most legitimate websites, once you sign up, will not EVER ask you for your password. Places like paypal, ebay, and most online banks, will always start any email they send with your first and last name...and will NEVER ask for personal information. They don't need to.

Believe it or not...I actually had this happen to me over the phone once. I was told I qualified for a credit card, based on an online application I filled out. I was suspisious, but I listened to the whole spheil, right up to the point where they asked me for my bank account information. I told them I don't give out that information over the phone...and did they get pissed!! Really...called me names and everything! I told them I was going to report them to the police, and had the call traced. Found out they had tried scamming quite a few people...and they finally got caught!

So, what can you do to stop these scammers? First...don't give them your information. If you get an email that looks it to the 'actual' site...most sites have a link for reporting suspicious emails. For paypal/ebay...the email address for reporting scammers is {email address removed} or {email address removed}.

If you have somehow fallen for the scam, and given out personal information...especially to your paypal or bank paypal or your bank IMMEDIATELY!! With need to do both, since it's connected to your bank and/or credit card.

Also, change your passwords every month or so...and don't use the same password twice.

Another thing I do, to make sure someone isn't hacking into my computer, is I bring up the task manager once in awhile when I'm online. If I see iexplorer (I use firefox browser) in the processes tab...I close it. Or if I see more than one firefox, I close them all and sign back in. But that's just me...a little paraniod!

I hope this helps, and everyone has a great 2008!

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Jan 1 @ 9:04AM  
There has been a lot of people I know on myspace that have had their accounts hacked into I don't give out any infomation. Or click on any links that I don't know. I have a friend on myspace that had a comment left on his page. I told him to delete it because it had a virus in it. It was the one where they were saying something like "I can't believe these pictures were posted, her parents are going to be mad when they find out" If you clicked on the link that was posted it had a virus in it.

I have gotten e-mail's in the past from paypal or ebay asking information. I don't respond. Or click on the links provided.

Jan 1 @ 9:09AM  
I know it seems like a pain, but if you get emails from ebay/paypal phishers, send them to the spoof emails I mentioned. Ebay and Paypal will disable the sites as soon as they get an email about it. Online banks do the same thing, but only when they know about it.

The more these people are reported, the harder it is for them to scam people.

Jan 1 @ 9:15AM  
Good info, thanks for sharing! Have a great day!!

Jan 1 @ 9:22AM  
I have in the past reported the fake e-mails I get to paypal/ebay..I have not gotten any for a long time now..I have never gotten any about my bank account.

Jan 1 @ 9:29AM  
I get emails from banks and credit unions I've never had an account with...hence the reason it's called "phishing". These people cast a net over a gazzillion emails, and hopes just one person gets caught.

Jan 1 @ 12:32PM  
Hahaha you got scammed!

Jan 1 @ 3:38PM  
I have never gotten any of those, guess I'm lucky. lol Like Loveableone said, this is good info!

Jan 1 @ 6:25PM  
thanks for the info...

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Going Phishing?