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The Italian Loan.... hehehe!

posted 9/24/2007 12:56:11 AM |
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tagged: italian

An Italian walked into a bank in New York City and asked for the loan
officer. He told the loan officer that he was going to Italy on business for
two weeks and needed to borrow $5,000 and that he was not a depositor of the

The bank officer told him that the bank would need some form of security
for the loan, so the Italian handed over the keys to a new Ferrari. The car
was parked on the street in front of the bank. The Italian produced the
title and everything checked out.
The loan officer agreed to hold the car as collateral for the loan and apologized
for having to charge 12% interest.

Later, the bank's president and its officers all enjoyed a good laugh at
the Italian for using a $250,000 Ferrari as collateral for a $5,000 loan. An
employee of the bank then drove the Ferrari into the bank's underground
garage and parked it.

Two weeks later, the Italian returned, repaid the $5,000 and the interest
of $23.07. The loan officer said, "Sir, we are very happy to have had your
business, and this transaction has worked out very nicely, but we are a
little puzzled.

While you were away, we checked you out and found that you are a multimillionaire.
What puzzles us is, why would you bother to borrow $5,000?"
The Italian replied: "Where else in New York City can I park my car for two weeks for only
$23.07 and expect it to be there when I return?"

Ah, the Italians... Bada Bing!

Copy & paste to friend: (Click inside box; Ctrl + C to copy; Ctrl + V to paste)

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post a comment!


Sep 24 @ 2:36AM  
Now that's funny!!

Sep 24 @ 6:03AM  

Sep 24 @ 7:17AM  
I will definitely use this one.

Sep 24 @ 8:05AM  
What a total crack up! Thanks for sharing!

Sep 24 @ 8:24AM  
i like that lol but that can be used for more than just italians , maybe they are just smarter than the rest lol

Sep 24 @ 8:38AM  
Not to piss on a parde......where did 23.07 come from? 12% is 600?

Sep 24 @ 8:59AM  
guess looses thread is already using his head!

Sep 24 @ 1:01PM  
guess looses thread is already using his head!

Not really,,,,,,,,

Not to piss on a parde
Should be Not to rain on your parade....

ATTENZIONE!!!!!! La Parde es non esiste,,,,,E possibile Parade?????

(Attention!!!! Parde does not exist,,,is it possible you mean Parade????

Ciao Bella,,,,good one,,,,a Kiss and a Kudo to you


Oct 11 @ 2:41AM  
@ Loose_Thread:

It's 12% _per_year_. That averages to 0.032876% per day. Multiply that by 14 days, and you get 0.460274%. Multiply that by $5000 and you get $23.01.

Okay, the joke probably used less exact rounding than I did. But that's how it came up to that amount.

Oct 11 @ 8:08AM  
Do you know why all italians wear gold chains around their necks??? ........... so they know where to stop shaving ..............

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The Italian Loan.... hehehe!